Deposit Rates


Effective yields August 1 - August 7, 2017

Certificate
of Deposit

Minimum
Balance

 APY * 

Interest
Rate

   91 Day  2,500*  0.35  0.35
 182 Day  2,500*  0.60  0.60
 12 Month     500*  1.01  1.00
 18 Month      500*  1.11  1.10
 24 Month     500*  1.21  1.20
 30 Month     500*  1.31  1.30
 36 Month     500*  1.41  1.40
 48 Month     500*  1.61  1.60
 IRA     100*  1.36  1.35
 Penalty for early withdrawal on above accounts

 

Transaction Accounts

 Account

 Minimum
Balance

   APY * Interest
  Rate    
 Passbook Savings       10  
                             0.01 - 10,000.00  0.30  0.30
                   10,000.01 - 40,000.00  0.45  0.45
                   40,000.01 or more  0.80  0.80
 NOW Account **     500       0.35  0.35
 Super NOW Account *** 
                            1,000 -    9,999.99  0.30  0.30
                          10,000 -   49,999.99  0.45  0.45
                          50,000 - 299,999.99  0.75  0.75
                          300,000 or more  0.90  0.90
 Christmas Club (maximum $3,000)       10  1.00  1.00

  *Annual Percentage Yield 
  *Fees may reduce earnings on the account
 **Minimum to open account - $1,000, Minimum needed to earn interest $500
***Minimum to open account - $2,500, Minimum needed to earn interest $1,000

 



NOTICE: First State Bank of Beecher City Loan Originator #421850