Deposit Rates


Effective yields June 13 - June 19, 2017

Certificate
of Deposit

Minimum
Balance

 APY * 

Interest
Rate

   91 Day  2,500*  0.25  0.25
 182 Day  2,500*  0.50  0.50
 12 Month     500*  0.70  0.70
 18 Month      500*  0.80  0.80
 24 Month     500*  1.01  1.00
 30 Month     500*  1.11  1.10
 36 Month     500*  1.26  1.25
 48 Month     500*  1.51  1.50
 IRA     100*  1.26  1.25
 Penalty for early withdrawal on above accounts

 

Transaction Accounts

 Account

 Minimum
Balance

   APY * Interest
  Rate    
 Passbook Savings       10  
                             0.01 - 10,000.00  0.25  0.25
                   10,000.01 - 40,000.00  0.40  0.40
                   40,000.01 or more  0.70  0.70
 NOW Account **     500       0.35  0.35
 Super NOW Account *** 
                            1,000 -    9,999.99  0.25  0.25
                          10,000 -   49,999.99  0.40  0.40
                          50,000 - 299,999.99  0.65  0.65
                          300,000 or more  0.80  0.80
 Christmas Club (maximum $3,000)       10  1.00  1.00

  *Annual Percentage Yield 
  *Fees may reduce earnings on the account
 **Minimum to open account - $1,000, Minimum needed to earn interest $500
***Minimum to open account - $2,500, Minimum needed to earn interest $1,000

 



NOTICE: First State Bank of Beecher City Loan Originator #421850